Today’s VA Mortgage Rates — $0 Down Options Available

Veteran-owned lender with 25+ years of experience. Fast, obligation-free VA rate quotes updated daily.

 

Takes 60 seconds. No credit impact.

Veteran-Owned Business

Backed by 25+ Years Experience

 Equal Housing Lender | NMLS #2601951

See today’s VA rates and lock in your best option. Rates update daily — apply now to secure yours.

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Why Choose Salute Mortgage?

Veteran-Owned Lender

We understand VA benefits better than anyone.

$0 Down Payment Options

Buy a home with no money down — one of the best benefits for veterans.

Fast, Personalized Service

Licensed in 11 states, closing VA loans quickly and confidently.


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VA Rates FAQs

How do VA rates compare to conventional?

VA loan rates are often lower than conventional mortgage rates because they’re backed by the U.S. Department of Veterans Affairs. This guarantee reduces risk for lenders, which allows them to offer veterans and service members more favorable terms.

Can I buy with $0 down?

Yes. One of the biggest advantages of a VA loan is the ability to purchase a home with no down payment required. This benefit makes it easier for veterans and service members to achieve homeownership without needing years of savings.

Does checking my eligibility affect credit?

No. Checking your VA loan eligibility does not impact your credit score. It’s simply a way to verify your service history and determine if you qualify for the program. A credit check would only occur later if you decide to apply for financing.

What if rates drop after I buy?

If rates fall after you purchase your home, VA loans offer a streamlined refinance option called the Interest Rate Reduction Refinance Loan (IRRRL). This program makes it easy to lower your rate and monthly payment with less paperwork and no appraisal in most cases.

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Takes only 60 seconds and no impact to your credit.

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