Fixed-Rate Mortgage
Options Tailored to Your Goals
Looking for predictable payments and long-term stability in your home financing?
A fixed-rate mortgage from Salute Mortgage offers peace of mind with rates that never change over the life of your loan.
What Is a Fixed-Rate Mortgage?
A fixed-rate mortgage is a home loan with an interest rate that remains the same for the entire term of the loan. Unlike adjustable-rate mortgages, fixed-rate loans protect you from unexpected rate hikes and make budgeting easier with consistent monthly payments.
Choose the Right Term Length
We offer a variety of loan terms designed to suit your financial goals. Explore these popular options:
🔹 30-Year Fixed-Rate Mortgage
Our most popular option, this loan provides low monthly payments spread over a longer term—perfect for buyers seeking long-term affordability and stability.
🔹 20-Year Fixed-Rate Mortgage
Want to build equity faster than with a 30-year loan—without the higher payments of a 15-year mortgage? A 20-year term strikes the ideal balance.
🔹 15-Year Fixed-Rate Mortgage
A great choice for buyers aiming to pay off their home quickly. Enjoy lower interest rates and substantial interest savings over time.
Specialized Fixed-Rate Loan Options
We also offer fixed-rate solutions to fit unique needs:
🔸 Fixed-Rate Jumbo Mortgage
Financing a high-value property? A fixed-rate jumbo loan offers consistent payments for loan amounts that exceed conventional limits.
🔸 Biweekly Fixed-Rate Mortgage
Looking to pay off your mortgage faster and save on interest? Our biweekly payment option applies 26 half-payments a year—resulting in one extra full payment annually.
Get Pre-Approved Fast
Ready to take the next step? Start with a mortgage pre-approval. It shows sellers you’re serious, helps you set a clear budget, and speeds up the closing process. Our online application makes it easy to get started.
Check Today’s Best Mortgage Rates
Wondering about mortgage rates today? We offer some of the best mortgage rates in the market—tailored to your credit profile and financial situation. Rates change frequently, so connect with a loan advisor for the most accurate quote.
Estimate Your Payments
Try our free mortgage calculator to get a clear picture of your monthly payment. Plug in your loan amount, interest rate, and term to compare different options and make an informed decision.
Why Choose Salute Mortgage?
✅ Competitive fixed mortgage rates
✅ Personalized guidance from licensed loan experts
✅ Fast and secure digital pre-approval
✅ Flexible loan terms and payment schedules
We’re here to make your homeownership journey simple, transparent, and rewarding.
Fixed-Rate Mortgage FAQs
A fixed-rate mortgage is a home loan with an interest rate that stays the same for the entire life of the loan. This means your monthly principal and interest payments remain consistent, making budgeting easier and more predictable.
The most common fixed-rate mortgage terms are 15, 20, and 30 years. Each offers different benefits—shorter terms typically have lower interest rates and pay off faster, while longer terms offer lower monthly payments.
If you plan to stay in your home long-term and prefer stable payments, a fixed-rate mortgage is often the better choice. Unlike ARMs, there are no surprises or rate increases over time.
Fixed-rate mortgages are ideal for buyers who want long-term stability, are planning to stay in their home for several years, or want to lock in a historically low rate. Our team can help you decide if it’s the best fit for your goals.
Get Started Today!
Discover how a fixed-rate mortgage can bring long-term financial confidence to your homebuying experience.
Get Your Quote